Kimberly Allen's Lending Officer Site
Kimberly Allen

I put my years of experience to work for you ... and your new home.

Kimberly Allen

Mortgage Loan Officer
NMLS #839961

Meet Kimberly Allen

Kimberly began her real estate career after graduating from Iowa State University in 1988. Starting as a mortgage loan processor and closer, she developed a strong base of knowledge that would give her the tools to move through her career in real estate. After four years of training, Kimberly obtained her state certification as a Certified Real Property Appraiser and was the owner of Allen Appraisal Associates, Inc., working primarily within the construction, rehab and purchase real estate markets.

Kimberly has served as a consultant for underwriters, attorneys, Realtors, and homeowners. In addition, she's been very involved in industry associations which include The Appraisal Institute, The Iowa Association of Mortgage Brokers, The Iowa Mortgage Association and The Iowa Bankers Association. To round out Kimberly's skill set she also was an account executive for Principal Residential Mortgage, Inc., working directly with secondary market underwriters and management to facilitate a smooth loan purchase for mortgage banker and broker clients across Iowa and Nebraska.

With many years of experience in the real estate industry, Kimberly will be able to offer her clients a wealth of information and knowledge to assist them in making the best mortgage choice to meet their individual needs.

SMP 2014 SMP_15_logo_new2

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
  • Kimberly Allen was the most amazing woman ever to me. She made this process so easy and fun. She was holding my hand through the entire process and I knew she wouldn't let me down. I never could have gotten through it without her ... my family and I will forever be grateful for Bell Mortgage and the ability to have our own home. No greater feeling than the way we're feeling right now. Special thanks to you, Kim and the entire staff at Bell for turning what I thought was completely impossible to possible.

    Jenna

  • Hi, Kimberly. Please share this with Keenan and Gale as I do not have their email addresses any longer. I am Mike’s mom, and I have been so impressed with all of your work – from Gale finding appropriate homes (I think they only looked at 9 until they decided on “the one” which both Mike’s dad and I totally felt was a great home), to Keenan and his quick responses and great communication from you Kimberly, Keenan and Gale. I hope all goes without a hitch – if so, this has been a great experience and I would certainly recommend all of you to others!

    Mary

  • Everything went very smooth and quickly. We were done with the closing in about 45 minutes or so. We are so excited to move everything in this week. Thank you so much for your help, and we already passed your information off to our neighbors, who are about to start looking for a house. You made this process very enjoyable for us. We will always give you a ringing endorsement. Thanks again!

    Jon and Betsy

  • Clara and I just wanted to thank you so much for all your help in getting us our first home and all the work you and Bell did for us. You will be hearing from us again in the future when we decide to upgrade. We love the new place, Still it doesn't feel like we will ever get things put in there place but now I am glad I got a house in such good shape because I am still really busy with working on projects I don't think I could have handled a fixer upper at this point.

    Thanks again Kimberly you were awesome, I will be sending all my friends to you.

    Derek and Clara

About Super Mortgage Professionals

Kimberly Allen was named to both the 2014 and 2015 lists of Super Mortgage Professionals, independently chosen by the homeowners they serve and approved by industry leaders. This annual list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.

Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry.

SMP 2014 SMP_15_logo_new2

 


About Bell Bank Mortgage

Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.

We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Bank Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.

The History of Bell Bank Mortgage

In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.

In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand. Bell State Bank & Trust shortened its name to Bell Bank in August of 2016, with the mortgage division becoming Bell Bank Mortgage to simplify the brand while retaining the familiar “trees” logo.

Our Commitment to You

Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day.

Meet Kimberly Allen

Kimberly began her real estate career after graduating from Iowa State University in 1988. Starting as a mortgage loan processor and closer, she developed a strong base of knowledge that would give her the tools to move through her career in real estate. After four years of training, Kimberly obtained her state certification as a Certified Real Property Appraiser and was the owner of Allen Appraisal Associates, Inc., working primarily within the construction, rehab and purchase real estate markets.

Kimberly has served as a consultant for underwriters, attorneys, Realtors, and homeowners. In addition, she's been very involved in industry associations which include The Appraisal Institute, The Iowa Association of Mortgage Brokers, The Iowa Mortgage Association and The Iowa Bankers Association. To round out Kimberly's skill set she also was an account executive for Principal Residential Mortgage, Inc., working directly with secondary market underwriters and management to facilitate a smooth loan purchase for mortgage banker and broker clients across Iowa and Nebraska.

With many years of experience in the real estate industry, Kimberly will be able to offer her clients a wealth of information and knowledge to assist them in making the best mortgage choice to meet their individual needs.

SMP 2014 SMP_15_logo_new2

Our process is smooth and simple from start to finish:

  1. Talk with me. I will work with you to help you determine your financing options and answer all your questions.
  2. Apply Online. Complete your mortgage application at your convenience through our online application.
  3. Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
  4. Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
  • Kimberly Allen was the most amazing woman ever to me. She made this process so easy and fun. She was holding my hand through the entire process and I knew she wouldn't let me down. I never could have gotten through it without her ... my family and I will forever be grateful for Bell Mortgage and the ability to have our own home. No greater feeling than the way we're feeling right now. Special thanks to you, Kim and the entire staff at Bell for turning what I thought was completely impossible to possible.

    Jenna

  • Hi, Kimberly. Please share this with Keenan and Gale as I do not have their email addresses any longer. I am Mike’s mom, and I have been so impressed with all of your work – from Gale finding appropriate homes (I think they only looked at 9 until they decided on “the one” which both Mike’s dad and I totally felt was a great home), to Keenan and his quick responses and great communication from you Kimberly, Keenan and Gale. I hope all goes without a hitch – if so, this has been a great experience and I would certainly recommend all of you to others!

    Mary

  • Everything went very smooth and quickly. We were done with the closing in about 45 minutes or so. We are so excited to move everything in this week. Thank you so much for your help, and we already passed your information off to our neighbors, who are about to start looking for a house. You made this process very enjoyable for us. We will always give you a ringing endorsement. Thanks again!

    Jon and Betsy

  • Clara and I just wanted to thank you so much for all your help in getting us our first home and all the work you and Bell did for us. You will be hearing from us again in the future when we decide to upgrade. We love the new place, Still it doesn't feel like we will ever get things put in there place but now I am glad I got a house in such good shape because I am still really busy with working on projects I don't think I could have handled a fixer upper at this point.

    Thanks again Kimberly you were awesome, I will be sending all my friends to you.

    Derek and Clara

About Super Mortgage Professionals

Kimberly Allen was named to both the 2014 and 2015 lists of Super Mortgage Professionals, independently chosen by the homeowners they serve and approved by industry leaders. This annual list is compiled by Twin Cities Business, Minneapolis-St. Paul magazine and Crescendo Business Services, an Eagan-based market research company. It includes only about 130 mortgage professionals who successfully navigate mortgages.

Mortgage professionals named to the list were graded on customer service, integrity, market knowledge, communication, closing preparation, finding the best rates and overall satisfaction. Each professional went through a rigorous screening process, then was reviewed by a panel of mortgage and real estate industry experts selected to participate in the process based on their experience and knowledge of the industry.

SMP 2014 SMP_15_logo_new2

 


About Bell Bank Mortgage

Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.

We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Bank Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.

The History of Bell Bank Mortgage

In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.

In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand. Bell State Bank & Trust shortened its name to Bell Bank in August of 2016, with the mortgage division becoming Bell Bank Mortgage to simplify the brand while retaining the familiar “trees” logo.

Our Commitment to You

Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day.